


Office Hours
Contact me to schedule a virtual meeting
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Mutual Funds, Annuities
Megan Koterba
Megan Koterba Ins Agency Inc
Office Hours
Address
Charlotte, NC 28273
Next to Harry's
Would you like to create a personalized quote?
Would you like to create a personalized quote?
Office Info
Office Info
Office Hours
Contact me to schedule a virtual meeting
-
Phone
(704) 248-0309 -
Fax
(704) 245-6408 -
Metro
(704) 323-7226
Languages
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Mutual Funds, Annuities
Office Info
Office Info
Office Hours
Contact me to schedule a virtual meeting
-
Phone
(704) 248-0309 -
Fax
(704) 245-6408 -
Metro
(704) 323-7226
Languages
Simple Insights®
Farm scheduling versus blanket coverage
Farm scheduling versus blanket coverage
When deciding between blanket coverage or scheduling, we have some tips that could help with the decision.
Portable moving containers: an easier and cheaper way to move
Portable moving containers: an easier and cheaper way to move
Portable moving containers have many advantages and you can decide what's easiest and cheapest for you.
Car maintenance tasks you can do yourself
Car maintenance tasks you can do yourself
To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.
Social Media
Viewing team member 1 of 8

Elise Mora
Auto/Home/Life Insurance Rep
License #20384542
Elise just returned to us part time after having her first daughter in October! She is loving new Mom life and is excited to be back working with customers a few hours a week. She has her Property, Casualty, Life, Health licenses and joined our team from the mortg. world, so she has a unique perspective for all our homeowner's. Her passion is discussing hospital inc policies (especially for kids) and paycheck protection for working parents.
Elise is also an avid reader with a goal to read a book per week!
Viewing team member 2 of 8

Chris Koterba
Customer Service Representative
License #19074722
Originally from Montana, after an honorable 24 years in the Air Force, Chris began his insurance career 7 years ago helping his Agent wife, Megan. He has his Property & Casualty license and is our Billing guru. He also helps when a car is deemed a total loss from an accident and does a lot of customer policy reviews and discount double checks!
He is a dedicated husband and father to 4 and enjoys fishing and spending time with family. We are fortunate for his time serving and all his support with the family business!
Viewing team member 3 of 8
Jason Reffitt
License #18970372
Jason is an adventurous spirit with a love for the great outdoors and a knack for making meaningful connections. When he's not helping customers secure the coverage they need, you'll likely find him scaling rock walls, exploring mountain trails, prepping for his next hike. A talented musician, Jason can play multiple instruments, bringing creativity and harmony to every aspect of his life.
Jason is passionate about helping people and thrives in the supportive, family-oriented team environment at Insured by Sisters. He’s also excited to start his first garden this year, embracing the joy of growth and nurturing both plants and community.
Whether it's finding the right insurance solution or sharing tips on local trails, Jason is here to guide you every step of the way!
Viewing team member 4 of 8
Emy Calles
Emy is a recent graduate who brings fresh ideas and enthusiasm to our team. With a passion for events and social media, she thrives on creating engaging experiences and connecting with others. Emy enjoys helping to organize events that bring people together and make lasting memories.
Her creativity and organizational skills shine through in every project she undertakes, making her a valuable asset to our team. Emy's positive energy and dedication to fostering community make her an exciting addition to our group!
Viewing team member 5 of 8

Kailey Torres
Office Associate
License #21032490
Kailey grew up in California and graduated from UNC Charlotte with a Finance and Insurance degree in May 2024 when she came onboard with us full time after interning during school. She has her Property and Casualty, Life, and Health licenses for NC & SC and brings a fresh viewpoint to our team. She is our go to Technology expert and helps with all things Drive Safe & Save.
Viewing team member 6 of 8
Melissa Sims
License #21271292
Melissa brings warmth, dedication, and a touch of fun to the Insured by Sisters team. A proud Steelers fan, she’s always ready to cheer on her favorite team. At home, Melissa stays busy with her four lovable dogs, making life both lively and full of love.
When she’s not helping customers or spending time with her furry companions, Melissa enjoys baking delicious treats that are sure to bring smiles to everyone around her. Her passion for connecting with others and making them feel at home shines through in everything she does.
Melissa is here to make your insurance experience as smooth and comforting as one of her freshly baked cookies!
Viewing team member 7 of 8
Ryleigh Futrell
License #19289464
Ryleigh is an enthusiastic and dedicated member of our team, bringing creativity and positivity to every project. Recently, she embarked on an exciting new chapter in her life as she welcomed a beautiful baby into the world. Balancing her role as a new parent with her professional responsibilities, Ryleigh embodies resilience and passion.
When she’s not busy tending to her little one, Ryleigh is a devoted Taylor Swift fan. Whether it's singing along to her favorite songs or discussing the latest album releases, music plays a significant role in her life. Ryleigh's love for Taylor’s empowering lyrics often inspires her work ethic and approach to teamwork.
With her unique blend of personal and professional commitments, Ryleigh continues to shine brightly in our team, reminding us all of the importance of creativity, dedication, and a little bit of fun!
Viewing team member 8 of 8
Rebekah Hudson
Rebekah is a detail-oriented team member with a passion for storytelling and a keen eye for analysis. She loves diving into thrilling suspense novels, often immersing herself in the latest page-turner during her downtime.
When she’s not reading, Rebekah enjoys listening to 2000s pop music, reliving the nostalgic hits that inspire her vibrant personality. Her unique blend of literary passion and musical enthusiasm makes her a fun and engaging addition to our team!
Charlotte, NC Full Time
Charlotte, NC Full Time
Charlotte, NC Full Time
Charlotte, NC Part Time
Charlotte, NC Full Time
Charlotte, NC Full Time